Financial Guide

Falling in love with a house you can’t buy hurts. Start here! Know your buying power. Everyone has varying financial portfolios. Connect with our leading mortgage advisors to learn the facts. Allow them to personalize solutions towards building your real estate wealth today.

Mortgage Brokers


Academy Mortgage Corporation

1500 41st Avenue, Suite 100
Capitola, CA 95010
831.476.1624
monica.bowman@academymortgage.com
academymortgage.com/MonicaBowman
NMLS 3113

Monica Bowman

It is my mission to carefully guide you through the entire home loan process. Together we will make decisions that meet your short term and long term financial needs. You will be confident as you make choices about the many financial options available.

My dedicated team and I are committed to a lifelong relationship; a relationship which will not end when escrow closes. I am here for a lifetime of support. I will continue to monitor interest rates and let you know when opportunities arise to improve your current situation. We will be your ultimate resource for mortgage financing and industry information.

Academy Mortgage Corp. has successfully instituted innovative mortgage systems and technologies to reduce operating costs--a savings that is passed on to you, to provide you with low mortgage rates and competitive pricing!

Specialties: Conventional fixed and adjustable rate mortgages for conforming loan amounts, FHA, VA, CALSTR's, Homepath, Fannie, Freddie, Jumbo's and much more!


Opes Advisors

133 Mission Street, Suite 210
Santa Cruz, CA 95060
831.600.4706
bdean@opesadvisors.com
TheBrianDeanTeam.com
NMLS 243411

Brian Dean

Brian Dean has over 23 years of lending experience prior to joining Opes Advisors. His career has been equally footed in both retail and wholesale lending. Brian has held positions from Loan Officer to Vice President of Production and Sales, where he oversaw underwriters, an operation staff and loan originators.

The mortgage industry has undergone many changes in recent years, and no doubt will continue to evolve. Brian’s knowledge and experience enables him to help his clients navigate through the challenges of new lending regulations, and implement financing solutions that align with their overall financial goals. Whether you are looking to buy a new home or refinance your current home, he can help ensure that the process goes smoothly and is as stress-free as possible. Brian is dedicated to offering his clients top-notch service, keeping the communication lines open 24/7, before, during and after a transaction.

Brian and his wife live in the Santa Cruz Mountains.

Additional Certifications and Awards:
California Department of Real Estate Brokers License


Santa Cruz Lending Group

2425 Porter Street, Ste. 13
Soquel, CA 95073
831.256.7414
jessie@santacruzlending.com
jessiebrumbaugh.com
NMLS 710510

Jessie Brumbaugh

Jessie Brumbaugh is 5th generation native of Santa Cruz County. She comes from a long line of real estate entrepreneurs dating back to her Great-Great Grandmother, Paddy Smith, who worked for M.C. Hall Real Estate Firm in the 1940’s.

She graduated from California State University, Chico with a bachelor degree in Business Finance. She received her Real Estate License in 2003 while still in school. After Graduation Jessie moved to Jackson Hole, WY where she managed several branches at the Bank of Jackson Hole. She then returned to Santa Cruz, CA where she began her career as a mortgage consultant in 2010.

Jessie is an expert with customizing home loans to fit her client’s needs. Her extensive experience includes First Time Home Buyer programs offered by local cities, County and State, VA and FHA loan programs, renovation loans such as the popular FHA 203(k), Homestyle and Homepath loans. As well as refinance and purchase loans, including Jumbo loan programs. Jessie along with the Team at Santa Cruz Lending Group has been together for most of their careers and strive to make the loan process as seamless as possible.

When Jessie is not in the office she is often spending time with her family and friends. She loves going to her family’s lake house, concerts and sporting events and she travels as much as her schedule will allow!